Bremerton, Kitsap County and Silverdale Washington real estate listings, home buying, selling and relocation information

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For Sellers: Bremerton, Kitsap County and Silverdale Washington home buying, real estate listings, and homes for sale in Kitsap County, WA

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Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Q	Where is the world's largest dome?
A	The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana.
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Linda Wood, REALTORŽ, real estate agent and broker for Bremerton, Kitsap County and Silverdale Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Wood
RE/MAX Platinum Services
9224 Ridgetop Blvd Suite #100
Silverdale, WA. 98383
888-516-3776
360-620-0256
360-662-5414
Fax: 360-613-0827
Email: LindaWood@NUMBER1EXPERT.com
Linda Wood is your top selling expert from Kitsap to Island County. As a professional Realtor for many years I have built a highly respected reputation throughout the community for service & integrity. While theres no denying that technology has made life better for all of us theres still no substituting the human aspect. I am committed to ensuring that all your needs are successfully met in an enthusiastic honest professional manor with a genuine commitment to providing unsurpassed Real Estate services. Honesty, loyalty, understanding, creativity & accountability are what sets me apart with my specialized services in Relocation, Residential properties and New Home Construction. So, if your looking to buy or sell real estate or just need a quick answer to a real estate question, e-mail or call Linda Wood Your Number 1 Expert.

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